“Whatever you are doing to protect yourself against identity theft–you aren’t doing enough!”
[A commercial for ID theft protection]

Identity Theft Protection went from completely unheard of to something you can’t live without. ID theft rose drastically as technology made anonymity easier for thieves; and for years victims were left with no resources for help or prevention.

Out of necessity–a new industry was born called Idenitity Theft Prevention.

Basically it is insurance to protect yourself from a criminal stealing your identity and opening credit cards and loans in your name. Without it, cleanup can be a very expensive process.

Statistics on ID Theft are unreliable to discuss. I’ve heard “an identity is stolen every 7 seconds.” SpamLaws.com reports that $221 billion a year is lost by businesses worldwide and that victims lose an average of $1820 to $14,340 dealing with their cases.

I recommend Life Lock. You’ve all seen the commercial about how the owner of Life Lock is so confident in his services he gives out his social security number.

I recommend signing up for Life Lock versus the many copy-cat competitors. They are pioneers of the identity theft prevention industry and are able to offer a $1,000,000 protection policy because of their dominance in the market.

Last year I was robbed in Mexico and had all my cards and forms of ID taken. The $10 a month Life Lock charges is worth every penny to avoid the process I had to go through when I got back to save my credit. I wish I knew about Life Lock a year ago.

Life Lock Identity Theft Prevention – Save 10%

The link I have above saves 10% on a year’s subscription. I used the same link.
My entire family is now covered.

Overview of Life Lock’s services:

1. Set fraud alerts on your credit with all three bureaus.

This means when there is a hit on your credit, the company has to speak to you directly before approving an application for a loan, credit card, etc.

When I first got back from Mexico and had the Fraud Alerts on my account, Progress Energy took an extra day to approve my application when starting electric service at my new house. The safety of being contacted before any services are started under my name is worth the minimal inconvenience.

2. Renew those alerts for you every 90 days.

Life Lock admits you can do a lot of this yourself. The convenience of not having to remember in combination with Life Lock’s other services is again worth the marginal $10/month.

3. Remove your name from pre-approved credit card lists

Junk mail is one of the largest sources of identity theft

4. Monitor your credit and send yearly free credit reports

5. Lost Wallets – Life Lock takes care of cancelling your accounts and completing the paperwork to replace your lost items at no extra charge.

6. Finally their guarantee is that they will spend up to $1,000,000 in recovering your name if an issue goes under the radar of their advanced prevention techniques.

“If only I knew about it before.” Well now you do.

Here’s the link one more time:

Life Lock Identity Theft Prevention – Save 10%